Apex Access: Rent-to-Own Made Easy.

Rent to Own a New Gaming Setup in 6 Monthly Payments. No Minimum Credit. Full Ownership Benefits. Return Anytime + More.

Get Started For $175 Today + 

5 Monthly Payments Of $175

CPU - Ryzen 5 4500

CPU Cooler - Stock AMD Cooler

Thermal Paste - Standard
Motherboard - A520M Motherboard
RAM - 16GB DDR4 3000
SSD - 512GB NVMe
GPU - RTX 3050
PSU - 450W 80+ Power Supply

PSU Cables - Standard
Case - V900

Fans - High Performance RGB Fans
WiFi/BT - USB Dongle

Keyboard - Not Included

Mouse - Not Included

Total Cost - $1050

Outright Purchase - $977.36

 

CPU - Ryzen 5 4500

CPU Cooler - Stock AMD Cooler

Thermal Paste - Standard
Motherboard - A520M Motherboard
RAM - 16GB DDR4 3000
SSD - 512GB NVMe
GPU - RTX 3050
PSU - 450W 80+ Power Supply

PSU Cables - Standard
Case - V900

Fans - High Performance RGB Fans
WiFi/BT - USB Dongle

Keyboard - Not Included

Mouse - Not Included

Total Cost - $1050

Outright Purchase - $977.36

 

Get Started For $354 Today + 

5 Monthly Payments Of $354

CPU - AMD Ryzen 7 5700X

CPU Cooler - Typhoon X7 High-Velocity

Thermal Paste - Apex Xtreme Cool
Motherboard - AsRock B550M

RAM - 32GB DDR4-3000
SSD - 2TB NVMe SSD
GPU - RTX 5060 Ti
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2124

Outright Purchase - $1923.43

CPU - AMD Ryzen 7 5700X

CPU Cooler - Typhoon X7 High-Velocity

Thermal Paste - Apex Xtreme Cool
Motherboard - AsRock B550M

RAM - 32GB DDR4-3000
SSD - 2TB NVMe SSD
GPU - RTX 5060 Ti
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2124

Outright Purchase - $1923.43

Get Started For $394 Today + 

5 Monthly Payments Of $394

CPU - AMD Ryzen 5 5600
CPU Cooler - Apex 240MM AIO

Thermal Paste - Apex Xtreme Cool
Motherboard - B550M Motherboard
RAM - 32GB DDR4-3000
SSD - 2TB NVMe SSD
GPU - RTX 5070
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2364

Outright Purchase - $2163.79

CPU - AMD Ryzen 5 5600
CPU Cooler - Apex 240MM AIO

Thermal Paste - Apex Xtreme Cool
Motherboard - B550M Motherboard
RAM - 32GB DDR4-3000
SSD - 2TB NVMe SSD
GPU - RTX 5070
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2364

Outright Purchase - $2163.79

Get Started For $408 Today + 

5 Monthly Payments Of $408

CPU - AMD Ryzen 5 5700X

CPU Cooler - Apex Pyro CPU Cooler

Thermal Paste - Apex Xtreme Cool
Motherboard - B550M Motherboard
RAM - 32GB DDR4-3000
SSD - 2TB Gen4 NVMe SSD

GPU - RX 9070
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2448

Outright Purchase - $2251.21

CPU - AMD Ryzen 5 5700X

CPU Cooler - Apex Pyro CPU Cooler

Thermal Paste - Apex Xtreme Cool
Motherboard - B550M Motherboard
RAM - 32GB DDR4-3000
SSD - 2TB Gen4 NVMe SSD

GPU - RX 9070
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2448

Outright Purchase - $2251.21

Get Started For $468 Today + 

5 Monthly Payments Of $468

CPU - AMD Ryzen 5 7600X

CPU Cooler - Apex 240MM AIO

Thermal Paste - Apex Xtreme Cool
Motherboard - B650M Motherboard
RAM - 32GB DDR4-3000
SSD - 2TB Gen4 NVMe SSD

GPU - RTX 5070
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2808

Outright Purchase - $2608.43

CPU - AMD Ryzen 5 7600X

CPU Cooler - Apex 240MM AIO

Thermal Paste - Apex Xtreme Cool
Motherboard - B650M Motherboard
RAM - 32GB DDR4-3000
SSD - 2TB Gen4 NVMe SSD

GPU - RTX 5070
PSU - 750W 80+ Power Supply

PSU Cables - Black Sleeved

Case - Manik V900

Fans - High Performance RGB Fans
WiFi/BT - PCIe WiFi and Bluetooth Card

Keyboard - Manik Mechanical Gaming

Mouse - Apex Gaming Mouse

Total Cost - $2808

Outright Purchase - $2608.43

Important Apex Access Benefits

Important Information

Exclusive benefits and protections included with your Apex Access plan. It's rent to own, but way better.

⏸️

180-Day Order Hibernation

Life happens. If you can't make a payment, return your PC for up to 180 days to pause your account. We keep 100% of your paid equity safe until you're ready to resume.

🛡️

Trust Rebate & Step-Down

Make your first 3 payments on time and we'll automatically stop the up to 7% risk premium. Additionally, we'll apply 100% of the premium paid in months 1-3 as a credit toward your final payment.

💰

50% On-Time Reward

Finish your path to ownership strong. If you make all 6 payments on time, we will refund 50% of your final payment directly back to you. On The R5X and R6X, your last payment is refunded in full.

🗓️

Grace Period Protection

We believe in our gamers. Enjoy a 14-day excused grace period for one late payment during your term. Stay focused on the game without worrying about immediate penalties.

Apex Access Program Details - A Better Rent To Own Option

Apex Access Program Details

Flexible monthly payments and clear terms. Own your rig outright at the end—or sooner if you pay it off early.

Opportunity for Everyone

We approve gamers that standard lenders often deny by managing the risk ourselves. No third-party banks like Affirm or Klarna required.

The Flexible Path

Spread your cost over 6 months while building your credit profile. We report all positive payments to major credit bureaus.

Clear Pricing

Pricing is transparent and based on a 620 credit score. Higher scores reduce your rate; lower scores may include a risk premium. A down payment may be required based on credit (down payments lower monthly payments).

🛡️ DROP THE RISK PREMIUM

Make your first 3 payments on time, and we will automatically remove the Risk Premium for the remainder of your term.

💰 50% LAST PAYMENT BACK

Finish strong! If you make all 6 payments on time, we'll refund 50% of your final payment directly to you. On The R5X and R6X, your last payment is refunded in full.

How to Get Started

01

Choose Your Rig

Pick the hardware that fits your needs and proceed to checkout.

02

Risk-Free Start

Complete our short application. If you choose not to proceed, your initial payment is fully refundable.

03

Play While You Pay

Get your PC delivered and start gaming immediately while building your credit history.

Compare Apex Access To Cash, Affirm, and Credit Cards

Financing Comparison & Risk Analysis

Based on a $1,923.43 purchase over a 6-month term (2026 Market Rates). Assumes all payments are made on time.

ProgramScorePayment ScheduleSafety LayerCost vs CashTotal Cost
Cash / 0% APRAny$1,923.43 (Once)Full Ownership$0.00$1,923.43
Affirm Loan - 27.99%620$343.51/moN/A+$137.63$2,061.06
Credit Card - 28.99%620$345.26/moLate Fees & Int.+$148.13$2,071.56
Apex Access620$354.00 (x5) → $177.00 **180-Day Pause ***+$23.57$1,947.00
Affirm Loan - 35.99%500$355.41/moN/A+$209.03$2,132.46
Credit Card - 35.99%500$355.41/moLate Fees & Int.+$209.03$2,132.46
Apex Access500Mo 1-3: $378.78 *
Mo 4-5: $354.00
Mo 6: $102.66 **/****		180-Day Pause ***+$23.57$1,947.00

*Trust Reserve: A 7% premium ($24.78) is included for the first 3 months to establish payment history.

**On-Time Reward: Making all 6 payments on time triggers a 50% discount on the final payment.

***The Safety Layer: Return the PC for up to 180 days to "pause" your account, keeping 100% of your paid equity.

****Trust Rebate: After 3 on-time payments, the premium is removed and 100% of the premium paid ($74.34) is applied as a credit to your final payment.

Post Purchase Details

Applying...

Intuitive, streamlined application interface

Seamless Application Process

Our digital application is designed for speed and clarity, providing you with a decision in minutes.

Rate Transparency

Final rates are determined after your application is submitted. Depending on your credit profile, you may see:

  • An up to 7% increase in risk premium.
  • An up to 4.5% decrease based on credit strength.
Note on Down Payments: A down payment may be required. This amount counts directly toward your total balance and serves to lower your monthly payments.
Start Your Application

Apex Access TLDR

Apex Access: TLDR


The Basics
6-Month Path to Ownership: Make 6 fixed monthly payments, and the PC is yours. No hidden fees or compounding interest.

Credit Adjustments: Your rate may increase (up to 7%) or decrease (up to 4.5%) based on your credit score.

The "Good Behavior" Bonuses
Rate Drop: If you have a credit premium (+7%), make 3 on-time payments, and we’ll remove it and apply any premium paid to your last payment.

The Finish Line Bonus: Make all 6 payments on time, and we’ll refund 50% of your final payment.

Payments & Shipping
First Payment: This isn't a fee! It’s applied to your system cost (or refunded if you don't proceed).

Early Payoff: You can pay the balance early at any time with no penalties.

Flexibility & "Hibernation"
Return Policy: You can return the PC at any time before the 6th payment.

Order Hibernation: If you can't pay, you can send the PC back for up to 180 days. We hold your "equity," and you can jump back in later where you left off.

Shipping Cap: Return shipping for hibernation is capped at a flat $42.50.

The Fine Print on "On-Time"
Grace Period: Payments are considered "on time" if made within 3 business days of the due date.