Apex Access: Rent-to-Own Made Easy.

Rent to Own a New Gaming Setup in 6 Monthly Payments. 

Full Ownership Benefits. Return Anytime + More.

We handle all Apex Access Program PCs right here in-house! After purchasing, there’s just a quick application to fill out. Don’t worry—if you change your mind for any reason, your initial payment is 100% refundable.

Apex Access is a rental-purchase agreement. Ownership is not acquired until all six scheduled payments are made. Total cost of ownership varies by credit tier and is disclosed in full under each product selection. All PCs sold under Apex Access are new.

Tier 1 and Tier 2 Information

The Path to Ownership
Apex Access offers a clear, six-month path to owning your high-performance PC. We use a transparent, two-tier pricing model based on credit risk:

• Tier 1 (Score 620+): Standard base rate. (Total to own: $1,050 – $2,620*)
• Tier 2 (Score sub-620): Risk-adjusted premium. Covers admin and hardware recovery costs. (Total to own: $1,123 – $2,803*)
• Additional down payment may be required. Down payments lower your monthly payment, and apply directly to the balance owed.
The Apex Success Reward
We believe in your progress. Tier 2 customers who make their first three monthly payments on time unlock the following:
  • Risk Premium Removed: Lowering your rate for the remaining term from Tier 2 to Tier 1.
  • Instant Credit: Any Tier 2 premium paid to date is credited toward your next payment.
  • The Finish Line: Make your five payments on time, and your last payment is cut in half (includes Tier 1 customers).
*Apex Access is a rental-purchase agreement. Ownership is not acquired until all six scheduled payments are made. Total cost to own includes all applicable premiums and discounts. Prices vary by model, promotions and credit tier.

Important Apex Access Benefits

Important Information

Exclusive benefits and protections included with your Apex Access plan. It's rent to own, but way better.

⏸️

180-Day Order Hibernation

Life happens. If you can't make a payment, return your PC for up to 180 days to pause your account. We keep 100% of your payments safe until you're ready to resume.

🛡️

Trust Rebate & Step-Down

Make your first 3 payments on time and we'll automatically move you to Tier 1 pricing. Additionally, we'll apply 100% of the Tier 2 premium paid in months 1-3 as a credit toward your next payment.

💰

50% On-Time Reward

Finish your path to ownership strong. If you make all 6 payments on time, we will refund 50% of your final payment directly back to you.

🗓️

Grace Period Protection

We believe in our gamers. Enjoy a 14-day excused grace period for one late payment during your term. Stay focused on the game without worrying about immediate penalties.

Apex Access Program Details - A Better Rent To Own Option

Apex Access Program Details

Flexible monthly payments and clear terms. Own your rig outright at the end—or sooner if you pay it off early.

Opportunity for Everyone

We approve gamers that standard lenders often deny by managing the risk ourselves. No third-party banks like Affirm or Klarna required.

The Flexible Path

Spread your cost over 6 months while building your credit profile.

Clear Pricing

Pricing is transparent and provided up front. Don't like it? Get 100% of your money back.

🛡️ DROP THE RISK PREMIUM

Make your first 3 payments on time, and we will automatically move you to Tier 1 pricing for the remainder of your term.

💰 50% LAST PAYMENT BACK

Finish strong! If you make all 6 payments on time, we'll refund 50% of your final payment directly to you.

How to Get Started

01

Choose Your Rig

Pick the hardware that fits your needs and proceed to checkout.

02

Risk-Free Start

Complete our short application. If you choose not to proceed, your initial payment is fully refundable.

03

Play While You Pay

Get your PC delivered and start gaming immediately while building your credit history.

Post Purchase Details

Applying...

Intuitive, streamlined application interface

Seamless Application Process

Our digital application is designed for speed and clarity, providing you with a decision in minutes.

Rate Transparency

Final rates are determined after your application is submitted.

Start Your Application

Apex Access TLDR

The Basics


6-Month Path to Ownership: Make 6 fixed monthly payments and the PC is yours. No hidden fees or compounding interest.

Tiered Pricing: Rates are determined by credit score. Applicants with a 620+ score qualify for Tier 1. Applicants below 620 qualify for Tier 2 (7% risk-adjusted premium). This premium covers the increased administrative costs of high-touch account monitoring and hardware recovery risk. Total cost to own is shown above. 

The Apex Success Rewards / Tier 2 Reduction: Make 3 consecutive on-time payments, and we will remove your 7% risk premium for all remaining months.

The Finish Line Discount: Make your first five payments on time, and we will apply a 50% Prompt Payment Discount to your final (sixth) monthly invoice.

Initial Payment: This is not a fee. It is your first month's rent applied directly to your system cost.

Early Purchase Option: You may buy out the balance at any time with no penalties and a reduced total cost.

Return Policy: You may return the PC at any time to cancel future obligations.

Hibernation Rights (Reinstatement Rights): If you return the PC voluntarily, Apex protects your right to reinstate this agreement for up to 180 days. We hold your total rental payments made and you can resume your path to ownership later. Return shipping for reinstatement is a flat $42.50.

On-Time Definition: Payments are "on time" for bonus eligibility if made within 3 business days of the due date.